NAVIGATOR | FALL 2026 Living The Values Behind OceanFront In this Fall 2026 edition of the OceanFront Navigator, we're doing something a little different. Rather than featuring a client, we're turning the lens on one of our own: Bruce Lindsay, one of OceanFront's founding partners.
In the United States, the Federal Reserve raised the target range for the federal funds rate to 3.75%–4.00% in September, noting that economic activity is expanding at a solid pace, domestic spending remains resilient, capital investment is robust and inflation remains elevated. That mix is supportive for earnings, but it has also pushed expected policy rates and longer-term bond yields higher. Canada is facing a similar tension.
Burnout doesn't always look like someone who can no longer function. In successful people, it can look remarkably productive. You're still showing up. Still hitting targets. Still taking care of everyone. But the work begins taking more from you than it gives back. The energy is lower.
An executor isn't an honorary title. It's a legal and administrative job that can easily last a year or longer. It may involve applying for probate, filing tax returns, selling property, managing investments, dealing with private companies and debts, keeping detailed accounts and communicating with beneficiaries.
On the trade rupture, Governor Macklem was specific: the newly tariffed products “represent about 5% of exports to the United States.”
As August begins, markets are navigating a more divergent macro backdrop. Global activity remains resilient, helped by U.S. consumption and AI-related investment, but inflation risk has not fully disappeared.
The war involving Iran and the disruption to transit in the Strait of Hormuz have lifted energy prices, complicated central bank decision-making and reintroduced a stagflationary risk into the outlook.
The better lesson starts earlier. Not with a lecture. With small, repeated decisions that build strong savings and investing habits before the stakes are real.
Markets enter May facing a more complex and less forgiving macro backdrop. The dominant near-term risk is the Middle East conflict and the resulting disruption to energy flows through the Strait of Hormuz.
Global markets face an increasingly volatile backdrop as the conflict between the U.S., Israel, and Iran has escalated into a full-scale regional war, disrupting global energy markets and rattling investor confidence.
NAVIGATOR | SPRING 2026 Living Their Values, Together. In this Spring 2026 edition of OceanFront Navigator, we are proud to feature our clients Kirk and Kelly Wakefield. The theme that comes through is simple: family comes first.
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