We’ve gathered the most common questions and answered them here for your review. Whether you’re just getting started on your financial journey or are already well on your way to building lasting wealth, this FAQ is here to guide you.
Frequently Asked Questions
Got questions? You’re in the right place.
OceanFront offers several distinctions:
- We are independent, not affiliated with a financial conglomerate, which allows us to prioritize your interests.
- We focus on your values and objectives before making any recommendations.
- We use a collaborative model, working closely with your legal, tax, and other professionals to create integrated, cohesive strategies.
Investment Counsel
OFIC provides discretionary investment management services. Our Portfolio Managers design and manage customized portfolios aligned with your long-term goals and risk tolerance, recommending the most appropriate solutions. As fiduciaries, they are legally and ethically required to act in your best interests at all times.
We believe a strong client relationship starts with shared values, not account minimums. While many of our clients have built substantial assets, we prefer to begin with a conversation to determine if our investment approach and values align with yours.
Investments are managed by registered Portfolio Managers at OFIC. Our professionals meet the highest standards in education and are registered with the appropriate provincial securities commissions.
Fidelity Clearing Canada ULC (FCC) is the custodian for OceanFront’s client assets, responsible for the safeguarding of client assets and maintaining the segregation of fully paid for securities. This means the client’s assets are kept separate from FCC’s own assets, as per regulations. FCC is also a member of the Canadian Investor Protection Fund (“CIPF”) which subject to conditions and limits, provides protection in the unlikely event of FCC’s insolvency or bankruptcy. This layered approach provides the added safety and protection of your investments.
Our investment management fees are based on a percentage of assets under management (AUM). These fees are outlined transparently in our terms of engagement. Our firm’s independence ensures we act solely in your best interest without outside influence or pressure.
Financial Planning
OFW offers comprehensive multi-generational financial planning, tailored to your personal values, goals, and family legacy. Our experienced specialists prioritize your financial wellbeing through a personalized Wealth Map that provides actionable steps to provide confidence and Peace of Mind.
It all starts with a conversation to understand what matters most to you. The more we can learn about your situation, the better we are able to advise and support you on your financial journey.
Our services are designed for successful individuals and families who appreciate independent advice and who value a personalized level of service.
Communication frequency is personalized based on your preferences. Together we establish a communication schedule that includes regular check-ins, review meetings, phone calls, and detailed reporting.
Our Ensemble model means your financial journey is supported by a dedicated team, not just one individual, ensuring responsiveness and continuity.
Insurance Solutions
Our licensed Life Insurance Agents start with a thorough Needs Analysis to understand whether insurance is appropriate for your overall financial plan. We provide estate and risk assessments to help you evaluate what type and level of coverage may suit your needs.
Your life stage, family circumstances, business interests, and personal goals all influence the recommendations we make. Any solution we suggest is tailored to fit into the broader financial plan we develop together.
OFW is licensed to advise on and arrange the following types of insurance: Term and Whole Life Insurance, Critical Illness Insurance, Disability Insurance and Individual and Corporate-Owned Policies.
Whether your goal is to protect your family or support your business, we can help identify options that align with your needs.
Insurance can be an important part of your financial well-being. It may help protect your income, provide financial security for your loved ones and support long-term estate or tax planning strategies. The right coverage can provide Peace of Mind today, while also preparing you for the unexpected.
No, OceanFront Wealth is independent. Our licensed Life Insurance Agents work with multiple insurance carriers, which means our recommendations are based on your needs and not tied to a single provider.
If your question isn’t here, please reach out to info@oceanfrontwealth.com or call 604-684-2200 and a member of our team will steer you in the right direction.
Address: 1055 W Georgia – Suite 2772
Vancouver BC, V6E 3R5
Phone: 604.684.2200
Email: info@oceanfrontwealth.com
© 2026OceanFront Wealth Inc.
